Use Apple Pay Starting Today

It's finally here-Apple's answer to all of your digital payment needs. Or so they claim.

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Today is the official release date of Apple Pay, a "breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone to pay in a simple, secure, and private way," boasts Apple on their website.

Now millions of iPhone and iPad owners will have, if nothing else, one more way to pay. Critics and skeptics argue that time will tell concerning the security of the new payment method. Apple claims security to be one of the major benefits of Apple Pay, as you no longer have to hand your credit card over to a waiter or cashier.

PayPal was quick to argue the other way, bringing up Apple's shortcomings in security as it related to the recent iCloud breach where many celebrity accounts were compromised.

Want to get Apple Pay started right now? Check out the steps outlined by USA Today.

It should be noted that users will need to update their operating system to iOS8.1, own an iPhone 6 or 6 Plus or a new iPad (either the Air 2 or Mini 3).

Some users are excited about the new program, but are going to wait to make sure all the glitches and problems are fixed before they hand over their banking information.

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